CRA / HMDA
|Our package includes:|
|Geo coding all loans, deposits and denials as well as inclusion of your CRA loan register.|
|Complete breakdown of accounts by type and 'new' loans versus total loans.|
|Detailed evaluation of your assessment area definition|
|Analysis of percent of loans within the assessment area versus outside the assessment area|
|Loan dispersion analysis number of tracts with loans and without for new loans versus total loans as well as analysis of loan dispersion by income classification of the census tract.|
|Loan distribution analysis detailing the distribution of loans among low, moderate, middle and high income defined tracts within the assessment area.|
|Conspicuous gap analysis detailed examination of the areas, which form conspicuous gaps within the assessment area|
|Market shared data based on FFIEC HMDA LARS or CRA Small Business Loan data.|
|Written executive summary - color charts, summary tables and easy to understand write-ups explaining the geo analysis results and what they mean to you|
|Color coded maps showing - defied assessment area, median family income classification of tracts, loan distribution, loan dispersion and conspicuous gaps within the assessment area, loan distribution by loan type.|
|Detailed tabular reports showing:
Integrated Tracking Systems provides a comprehensive and easy to understand geo analysis package - at a very affordable price!
Our analysis is used frequently as a supplemental analysis for marketing, strategic planning and business development programs. The results can fine tune your Bank's direct marketing efforts by assisting in development of highly targeted direct marketing. All of this information leads to the development of a Performance Context, which outlines, for the regulator, information that can serve as a guideline for evaluation your Bank in its unique situation and market.
For more information click here to contact us today!